1730 Walter Creek Boulevard, Billings, MT 59101

Buyers!!! Do you understand what buying discount points does to your payment? I am going to copy a post,( of course verify with your lender and agent as I am not a lender but I do know the difference in payment a 10k price drop does versus a 10K discount buydown by a seller, WAY different effect. Read this: Key Mechanics of Seller-Paid Discount Points "1. Instant Savings with Zero Upfront Risk, "2. Permanent Rate Reduction: "3. Instead of slashing the home price , the seller uses that same amount to buy down your interest rate. For the seller, it costs the same profit reduction, but for you, a lower rate often yields a bigger monthly payment reduction and helps you qualify more easily for debt-to-income (DTI) limits. Have your lender tell you the difference I HIGHLY ENCOURAGE IT. Here is an official site for your information, do your OWN due diligence "You can review official guidelines on how points interact with loans through the Consumer Financial Protection Bureau." THIS SELLER WILL PAY for a full interest rate point, ex. 6.5 bought down to 5.5, not to exceed $15,000 in seller's concessions with a full price offer,( grossly underpriced already when a new base model of 1000 sq ft is 368,000 with 2 bedrooms. This home is an upgraded Parade home with over 600 more sq ft. This offer is time limited, contract by 11-17-2026